About

Jack G. Smith is considered one of the nation's foremost experts in USDA/SBA lending and underwriting guidelines. As CEO of Aspen Credit he's been assisting buyers and developers to procure financing for projects through unique relationships and experience built over 20-years in the industry facilitating funding of over $750MM. 

Jack has been the lead consultant to companies holding over $1B in assets, most recently Urban America who owned and managed over $2B in commercial real estate. 

While acting as principal for his own hotel purchases he stumbled upon the power of the government guaranteed Business and Industry program and subsequently developed the first strategy for USDA approved banks to fund assets already encumbered by Ground Leases which allowed for projects previously difficult if not impossible to lend on, receive financing. 

His sole focus is to see clients of Aspen Credit achieve their real estate and business goals through innovative capital sourcing that can save millions in an acquisition or project, and allow them to understand each milestone in the process through transparent and red carpet service. 

Jack loves the outdoors and loves spending time in “board meetings” in the surf and on the mountains.  He currently serves on the board (real boards) of two non-profit organizations, and his work has carried him abroad along with his wife of fifteen years Neelka to serve in 13 countries on 4 continents.